Health Insurance Plans for Individuals and Families in Texas
Affordable HMO coverage connected to the CHRISTUS Health network
Why Choose CHRISTUS Health Plan in Texas?
You want health insurance that helps protect you if something serious happens, but you also don't want to pay for coverage you may never use. While cost matters, knowing the doctors, specialists and hospitals available through your plan matters too.
CHRISTUS Health Plan offers affordable HMO coverage for you and your family, connecting you to a network of doctors, specialists, hospitals and healthcare services across Texas.
Whether you need preventive or medical care, CHRISTUS Health Plan is designed to help make getting the care you need feel more manageable when life doesn't go as planned.
Search for your care team
See the strength CHRISTUS Health provides in your community and find a care team backed by the system of care that CHRISTUS Health has built for the last 25 years.
What Benefits Are Included with CHRISTUS Health Plan in Texas?
Choosing a health plan means balancing affordability with access to care. While plan costs and coverage levels vary, every CHRISTUS Health Plan option in Texas is designed to help you and your family access healthcare services through CHRISTUS clinics, specialists, hospitals and emergency departments in the communities we serve.
- Access healthcare services through CHRISTUS clinics, specialists, hospitals and emergency departments in communities across Texas.
- No referral is required to see an in-network specialist.
- $0 preventive care, including annual exams, immunizations and recommended screenings.
- $0 virtual urgent care on most plans.
- Coverage for maternity care, mental health services, hospitalization, emergency care and prescription drugs.
- Prescription drug coverage with low-cost options for many generic medications
Learn about benefits with CHRISTUS Health Plan
Learn who can enroll in CHRISTUS Health Plan and explore the benefits included with your coverage, from preventive care and prescriptions to wellness programs and member resources.
What Health Insurance Plan Options Are Available in Texas?
CHRISTUS Health Plan offers a variety of Individual and Family health insurance options in Texas. Whether you're looking for lower monthly premiums, lower costs when you receive care, or additional benefits such as dental and vision coverage, you can choose a plan that fits your needs and budget.
- Plan options designed for different budgets and healthcare needs.
- Bronze, Silver and Gold coverage levels.
- Select plans that include dental and vision benefits.
- Plans available through HealthCare.gov and direct enrollment options.
| Plan Level | Monthly Premium | Good Fit If... |
|---|---|---|
| Bronze | Lower | You want a lower monthly premium and don't expect to need medical care often. |
| Silver | Moderate | You want a balance between your monthly premium and what you pay when you receive care. |
| Silver with Extra Savings* | Moderate | You may qualify for additional savings that can help lower healthcare costs when you receive care. |
| Gold | Higher | You expect to use healthcare services regularly and want lower costs when receiving care. |
| Platinum | Highest | You want the greatest predictability for healthcare expenses and the lowest costs when receiving covered care. |
*Depending on eligibility and the amount of savings you qualify for.
Where is CHRISTUS Health Plan available in Texas?
CHRISTUS Health Plan serves communities across Texas through a connected network of doctors, specialists and hospitals. Whether you need preventive care, specialty care, hospital services or virtual care, you'll have access to providers across the regions we serve. Explore the areas below to see where CHRISTUS Health Plan coverage is available.
Northeast Texas
Coverage available across communities throughout Northeast Texas.
Major cities:
Tyler • Longview • Texarkana • Marshall • Mount Pleasant • Sulphur Springs • Jacksonville • Athens • Canton
Southeast Texas
Coverage available across communities throughout Southeast Texas.
Major cities:
Beaumont • Port Arthur • Orange • Jasper • Woodville
South Texas
Coverage available across communities throughout South Texas.
Major cities:
Corpus Christi • Kingsville • Beeville • Alice • Refugio
Central Texas
Coverage available across communities throughout Central Texas.
Major cities:
New Braunfels • San Marcos
Frequently Asked Questions About Health Insurance Plans in Texas
CHRISTUS Health Plan offers Individual and Family health insurance options in Texas, including Bronze, Silver and Gold coverage levels designed for different budgets and healthcare needs. Plans may also be available with dental and vision benefits.
Yes. ACA-required preventive care services, including annual wellness exams, immunizations and preventive screenings, are covered at $0 cost-sharing.
Most CHRISTUS Health Plan options include $0 virtual urgent care benefits.
Yes. All plans include prescription drug coverage, and many plans include low-cost options for generic medications.
Bronze, Silver and Gold plans offer different combinations of monthly premiums, deductibles and out-of-pocket costs. Some plans are designed for lower monthly costs, while others may reduce costs when you receive care.
Some plans include dental and vision benefits. Availability depends on the plan selected.
Many CHRISTUS Health Plan options are available through the Health Insurance Marketplace (HealthCare.gov). Some plans may also be available through direct enrollment.
All plans include ACA essential health benefits, including maternity care, mental health services, emergency care, hospitalization and prescription drug coverage.
CHRISTUS Health Plan is available in select communities across Texas where members can access healthcare services through CHRISTUS clinics, specialists, hospitals and emergency departments. Coverage areas include regions of Northeast Texas, Southeast Texas, South Texas and Central Texas.
Before enrolling, use the provider directory to verify that your preferred doctors, specialists, hospitals and healthcare facilities participate in your selected CHRISTUS Health Plan network.
When comparing plans, consider your monthly budget, expected healthcare needs, preferred doctors, prescription medications and whether you may qualify for savings through HealthCare.gov. Different plan options are designed for different healthcare needs and budgets.
Does seeing a specialist without a referral matter?
Does seeing a specialist without a referral matter?
Learn how direct access to specialists may help reduce administrative barriers to care. Discover why CHRISTUS Health Plan members can see participating specialists without a referral.
Connected Care Starts with CHRISTUS Primary Care
Connected Care Starts with CHRISTUS Primary Care
From preventive care and wellness visits to specialty care and hospital services, CHRISTUS Primary Care helps guide your healthcare journey. As a CHRISTUS Health Plan member, you'll have access to coordinated care across the CHRISTUS Health network, helping you get the right care when and where you need it.
The role of preventive care in your CHRISTUS Health Plan
The role of preventive care in your CHRISTUS Health Plan
Learn how preventive care helps you stay healthy, catch concerns early and support your long-term well-being. Discover why regular checkups, screenings and vaccines matter.
Virtual Care: Care When and Where You Need It
Virtual Care: Care When and Where You Need It
Learn how virtual care can help you connect with a provider from home, work or wherever you are. Discover how CHRISTUS Health Plan members can access convenient care for many common health concerns through their plan benefits.
Connected care across the CHRISTUS Health network
Connected care across the CHRISTUS Health network
Discover how local doctors and specialists are supported by a broader network of hospitals, advanced services and specialty programs across Texas and Louisiana.