Health Insurance Plans for Individuals and Families in Louisiana
Affordable HMO coverage connected to the CHRISTUS Health network
Why Choose CHRISTUS Health Plan in Louisiana?
A health plan does more than help cover medical expenses. It can help determine where you go for care, which doctors you can see and how easily you can access services when you need them.
CHRISTUS Health Plan offers affordable HMO coverage for individuals and families throughout Louisiana, connecting members to a network of physicians, specialists, hospitals and healthcare services across the communities we serve.
From annual wellness visits and preventive screenings to specialty care and unexpected medical needs, your coverage helps you access care through a connected healthcare network designed to support you throughout your health journey.
Search for your care team
See the strength CHRISTUS Health provides in your community and find a care team backed by the system of care that CHRISTUS Health has built for the last 25 years.
What Benefits Are Included with CHRISTUS Health Plan in Louisiana?
Every CHRISTUS Health Plan option in Louisiana is designed to help individuals and families access healthcare services through a connected network of physicians, specialists, hospitals and healthcare facilities.
- Access healthcare services through CHRISTUS clinics, specialists, hospitals and emergency departments.
- No referral required for in-network specialist visits.
- $0 preventive care, including annual wellness exams, immunizations and recommended screenings.
- $0 virtual urgent care on most plans.
- Coverage for maternity care, emergency care, hospitalization, mental health services and prescription medications.
- Prescription drug coverage with low-cost options for many generic medications.
- Louisiana specialty prescription drug costs are subject to applicable state protections, including limits on specialty drug copays.
Learn about benefits with CHRISTUS Health Plan
Learn who can enroll in CHRISTUS Health Plan and explore the benefits included with your coverage, from preventive care and prescriptions to wellness programs and member resources.
What Health Insurance Plan Options Are Available in Louisiana?
Healthcare needs and budgets vary from one household to another. Some people want lower monthly premiums, while others prefer lower costs when they receive care.
CHRISTUS Health Plan offers multiple Individual and Family coverage options designed to help Louisiana residents choose a plan that fits their healthcare needs and financial goals.
- Coverage options designed for different budgets and healthcare needs.
- Bronze, Silver, Gold and Platinum plan options.
- Silver plans with additional savings for eligible individuals.
- Select plans that include dental and vision benefits.
- Plans available through HealthCare.gov and direct enrollment options.
Compare Bronze, Silver, Gold and Platinum health insurance plans.
| Plan Level | Monthly Premium | Good Fit If... |
|---|---|---|
| Bronze | Lower | You want a lower monthly premium and don't expect to need medical care often. |
| Silver | Moderate | You want a balance between your monthly premium and what you pay when you receive care. |
| Silver with Extra Savings* | Moderate | You may qualify for additional savings that can help lower healthcare costs when you receive care. |
| Gold | Higher | You expect to use healthcare services regularly and want lower costs when receiving care. |
| Platinum | Highest | You want the greatest predictability for healthcare expenses and the lowest costs when receiving covered care. |
*Depending on eligibility and the amount of savings you qualify for.
Where is CHRISTUS Health Plan available in Louisiana?
CHRISTUS Health Plan is available in select Louisiana communities through a network of doctors, specialists, hospitals and healthcare services. Coverage is available in Bossier, Caddo, Calcasieu, Grant, Natchitoches, Rapides, Red River and Vernon parishes.
Northwest Louisiana
Coverage is available across communities throughout Northwest Louisiana.
Major communities:
Shreveport • Bossier City • Coushatta
Parishes served:
Bossier • Caddo • Red River
Central Louisiana
Coverage is available across communities throughout Central Louisiana.
Major communities:
Natchitoches • Alexandria • Pineville • Colfax
Parishes served:
Natchitoches • Rapides • Grant
Southwest Louisiana
Coverage is available across communities throughout Southwest Louisiana.
Major communities:
Lake Charles • Sulphur • Westlake • DeRidder
Parishes served:
Calcasieu • Vernon
Frequently Asked Questions About Health Insurance Plans in Louisiana
When comparing health plans, consider monthly premiums, deductibles, out-of-pocket costs, provider networks, prescription drug coverage and whether you qualify for financial assistance through HealthCare.gov. CHRISTUS Health Plan offers multiple coverage levels designed to meet different healthcare needs and budgets.
Yes. CHRISTUS Health Plan members can see in-network specialists without obtaining a referral from a primary care provider.
Yes. ACA-required preventive services, including annual wellness visits, recommended screenings and immunizations, are covered at $0 cost-sharing when received from in-network providers.
Most plans include $0 virtual urgent care benefits, making it easier to receive care for many common medical concerns.
Yes. All plans include prescription drug coverage, including access to many affordable generic medications.
Each plan level offers a different balance between monthly premiums and out-of-pocket healthcare costs. Plans with lower premiums generally have higher costs when you receive care, while plans with higher premiums typically reduce your share of healthcare expenses.
Some CHRISTUS Health Plan options include dental and vision coverage. Availability varies by plan.
Yes. Many CHRISTUS Health Plan options are available through the Health Insurance Marketplace. Some plans may also be available through direct enrollment.
All plans include ACA essential health benefits, including preventive care, emergency services, hospitalization, maternity care, mental health services and prescription drug coverage.
Consider your expected healthcare needs, prescription medications, preferred providers, monthly budget and eligibility for marketplace savings. Comparing plan levels can help you determine which option best aligns with your healthcare and financial priorities.
Before enrolling, use the provider directory to verify that your preferred doctors, specialists, hospitals and healthcare facilities participate in your selected CHRISTUS Health Plan network.
Does seeing a specialist without a referral matter?
Does seeing a specialist without a referral matter?
Learn how direct access to specialists may help reduce administrative barriers to care. Discover why CHRISTUS Health Plan members can see participating specialists without a referral.
The role of preventive care in your CHRISTUS Health Plan
The role of preventive care in your CHRISTUS Health Plan
Learn how preventive care helps you stay healthy, catch concerns early and support your long-term well-being. Discover why regular checkups, screenings and vaccines matter.
Virtual Care: Care When and Where You Need It
Virtual Care: Care When and Where You Need It
Learn how virtual care can help you connect with a provider from home, work or wherever you are. Discover how CHRISTUS Health Plan members can access convenient care for many common health concerns through their plan benefits.
Connected Care Starts with CHRISTUS Primary Care
Connected Care Starts with CHRISTUS Primary Care
From preventive care and wellness visits to specialty care and hospital services, CHRISTUS Primary Care helps guide your healthcare journey. As a CHRISTUS Health Plan member, you'll have access to coordinated care across the CHRISTUS Health network, helping you get the right care when and where you need it.
Connected care across the CHRISTUS Health network
Connected care across the CHRISTUS Health network
Discover how local doctors and specialists are supported by a broader network of hospitals, advanced services and specialty programs across Texas and Louisiana.