Laws like the Affordable Care Act (ACA) have changed the way health insurance is provided.
The ACA was passed in 2010 to ensure all Americans have access to affordable insurance. It offers more options, discounts and broader Medicaid coverage to more people. If you don’t have health insurance under the ACA, you have to pay a penalty. If you’re already insured under your employer, it shouldn’t affect you.
You can buy individual or family plans through a health insurance exchange during a yearly enrollment period. Open enrollment begins November 1, 2017 and ends January 31, 2018. For Medicare Advantage plans, open enrollment is October 15, 2017 through December 7, 2017.
MM161 & MM162
Last Updated: 2/23/17