Laws like the Affordable Care Act (ACA) have changed the way health insurance is provided.
The ACA was passed in 2010 to ensure all Americans have access to affordable insurance. It offers more options, discounts and broader Medicaid coverage to more people. If you don’t have health insurance under the ACA, you have to pay a penalty. If you’re already insured under your employer, it shouldn’t affect you.
You can buy individual or family plans through a health insurance exchange during a yearly enrollment period. Open enrollment begins November 1, 2017 and ends December 15, 2017. For Medicare Advantage plans, open enrollment is October 15, 2017 through December 7, 2017.
As a result of Hurricanes Harvey, Irma, and Maria, the Centers for Medicare & Medicaid Services (CMS) will make available special enrollment periods for all Medicare beneficiaries and certain individuals seeking health plans offered through the Federal Health Insurance Exchange. Individuals that reside or move in areas affected by a hurricane in 2017 will be eligible for a special enrollment period that extends the 2018 Annual Open Enrollment Period through December 31, 2017. These individuals may contact the Marketplace Call Center at 1-800-318-2596 to request enrollment using this special enrollment period after December 15 th through December 31st of 2017.
MM161 & MM162
Last Updated: 2/23/17